Economy
Why living debt-free can hurt your credit score
HERE’S THE INTERESTING PART
The credit scoring system actively punishes consumers who live entirely debt-free, preferring those who borrow constantly and pay massive amounts of interest. To achieve a perfect score, you must actively juggle multiple credit lines over years without ever fully closing them out. It is an algorithmic game engineered to ensure you remain a profitable, long-term customer for massive financial institutions.
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