Economy
Hard credit inquiries temporarily punish your score
HERE’S THE INTERESTING PART
The financial system is so incredibly fragile that simply asking for a loan makes you mathematically look like a worse borrower. A hard inquiry drops your score because the algorithms assume that actively seeking new credit is a sign of underlying desperation. You are penalized not for defaulting, but merely for having the audacity to request access to the system.
One discovery leads to another.
Keep exploring facts in this topic.
Economy →
