A closer look
The American Dream is apparently just buying things you cannot afford with money you do not have. As of recent financial tracking, US citizens have collectively surpassed $1 trillion in credit card debt. Banks are absolutely thrilled, as they charge predatory interest rates averaging around 20%, ensuring that a $100 pair of sneakers eventually costs the buyer $250. This mountain of debt relies entirely on the optimistic delusion that future paychecks will somehow be large enough to outpace compound interest. Spoiler alert: they usually aren't.
