stackyFACTSThe math behind retiring in your 40s is breaking down.
The math behind retiring in your 40s is breaking down. The traditional 4% safe withdrawal rate was designed during a time of predictable market returns and lower healthcare costs. With inflation eating away purchasing power and life expectancies growing, the FIRE (Financial Independence, Retire Early) movement is quietly shifting its strategy. Instead of aiming for total retirement, focus on 'Coast FIRE'—building enough wealth to transition to low-stress, part-time work.
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