A closer look
There’s a ghost nibbling at paychecks every month, and it’s called interest. For Millennials, credit cards promise instant buying power but hide a steep trapdoor: if the balance isn’t cleared, interest clings like ivy to stone, growing silently. Unlike groceries or rent, it gives nothing back—just grows taller, like adding a new brick of debt each month. For some, it piles up until even minimum payments barely dent the mountain. It works like a secret tax, invisible yet relentless. Houses and meals sustain life, but this invisible expense devours it, turning time itself into the thing you owe.
