A closer look
Welcome to the suburbs, where your neighbor with a clipboard has more power than the government. Homeowners Associations (HOAs) collect dues to manage neighborhoods, but they wield terrifying legal authority. If you rack up enough petty fines for painting your mailbox the wrong shade of beige or letting your grass grow a half-inch too long, the HOA can literally place a lien on your property and foreclose on your house to pay their ridiculous fines.






