The yearly reading bill depends on more than your app count

There is no single annual total: the time depends on how many services you use, how much text each one presents, and whether you read only the Terms of Service or also its privacy policy and other linked rules. Those documents often cover different things. Terms set the rules for using a service; privacy policies describe how information is collected and handled.

A useful estimate is simple in principle: add up the words in the documents you would read, then divide by your careful reading pace. But legal and technical wording makes that pace slower than reading an ordinary article. A sentence may hinge on a defined term, an exception, or a cross-reference to another section, so “genuinely read” means stopping to understand how the pieces fit—not just moving your eyes across the page.

Updates turn a one-time task into a recurring one

The annual cost is not necessarily the length of every document multiplied by twelve. You would need to account for documents that change during the year, while ignoring unchanged versions. Services may also notify users of revisions without making it easy to see, at a glance, what changed. Comparing versions adds another step beyond reading the current text.

So the most honest answer is a personal calculation, not a universal number: count the services and relevant documents, check how often they change, and allow extra time for dense clauses and cross-references. The revealing part is that the burden is not just the number of pages; it is the effort required to work out what a rule means for your actual use of an app.